I help first-time buyers and investors across Pickering, Ajax, Whitby and Oshawa make the call with data — not pressure. Nine years running risk and transformation programs at TD taught me to read a deal like a model.
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I don't try to be everyone's agent. I'm sharpest for two situations — and I'll tell you honestly if you're neither.
You've saved, you're nervous, and every agent sounds the same. I slow it down and show you the math — what you can actually carry, what each neighbourhood really costs, where the risk hides.
You want a property that pays, not a pretty listing. I model the deal before you fall for it — rent assumptions, carrying costs, and what actually clears after everything.
Average resale prices as of spring 2026. Numbers move — ask me for this week's read on any of them.
Source: TRREB / Central Lakes Association of Realtors, spring 2026. For general information only — not an appraisal or guarantee of value.
Before real estate, I spent roughly nine years leading transformation and risk programs at TD Bank. That's not a line on a bio — it's how I work. I look for what can go wrong in a deal before I look at what's beautiful about it. For a first-time buyer that means clarity. For an investor it means I've stress-tested the numbers before you commit a dollar.
In most resale deals the seller's brokerage compensates the buyer's agent, so you typically pay nothing directly. Where there's an exception — some new construction and rentals — I tell you up front, in writing, before you're committed.
For many, yes. Durham keeps average prices below most of the GTA while holding GO Transit and Highway 401/407 access. As of spring 2026 the regional average sat under $850K. Whether it's right for you depends on your numbers — which is exactly what the first call is for.
Most agents sell. I model. Nine years in bank risk and transformation means I show you the math and the downside before the upside. You'll never get hype from me — you'll get a spreadsheet and a straight opinion.
Yes. The buyers who do best start the conversation early, fix their financing picture, and watch the right neighbourhoods for months. There's zero cost and zero pressure to start that now.
One message. I'll come back with a straight read on your situation and next step — no pressure, no spam, no being added to a drip you didn't ask for.